Money transfers
Instant money transfers – easy, safe, and convenient
Send or receive money in minutes at your nearest SPAR. No bank account needed, just a simple, secure way you can trust.
How to send money
Whether it’s helping family or sending support home, Instant Money makes it easy to send cash quickly and safely.
Register once only at participating SPAR, SUPERSPAR, or KWIKSPAR.
Bring your RSA ID and RSA cellphone number. Send money in a few easy steps:
01
Find your nearest participating SPAR
Visit a Money Transfer kiosk at any participating SPAR store nationwide and register using your ID.
02
Provide the neccessary details
Once registered, share the receiver’s cellphone number with the teller and pay the R9,95 transaction fee.
03
Create your PIN
Enter your secret 4-digit PIN using the keypad at the till once you're instructed to.
04
Share the details
All done! Now you can send the voucher number and your secret 4-digit PIN to the person receiving the money.
How to recieve money
Instant Money lets you conveniently receive money at any participating SPAR store or Standard Bank ATM. No bank account or ID needed.
Receive your money in 4 easy steps:
01
Visit a collection point in-store
Visit a Money Transfer till at any participating SPAR store or a Standard Bank ATM.
02
Have your details ready
Use the voucher number and secret 4-digit PIN from the sender. No ID or bank account is required.
03
Enter your details
Enter your voucher number and secret 4-digit PIN to access your funds.
Frequently asked questions
Everything you need to know about using Instant Money, from sending to receiving cash.
How much can I send
You can send up to R5 000 per day and a total of R25 000 per month.
What does it cost to send money?
It costs R9.95 to send money, and it’s free for the receiver.
Can I send and receive money on weekends?
Yes, you can send and receive money at participating SPAR stores during trading hours. You can also collect money any time at a Standard Bank ATM, day or night.
How often can I use this service?
You can use the service as often as you need, as long as you stay within the daily and monthly limits.